Iqrar

Effective posture

Tier 3 · high15obligations

Blocking

Prior auth

Tightest SLA

ASAP

Classification per jurisdiction

South Africa — IFWG demonstration bundleTier 3 · high

credit_decision → NCA §§80–82 — automated affordability / creditworthiness assessment must be fair, objective and prevent reckless credit.

⚠Cross-border data transfer flag

SA personal information will be processed in United States (us-east, us-west). POPIA §72 requires the recipient country to have substantially-similar data-protection law, an adequacy finding, or one of the §72(1) carve-outs (data-subject consent, contract necessity, BCRs / SCCs).

Obligations the SDK will load

Blocking4

za.popia.s22.breach_notificationSouth Africa — IFWG demonstration bundle
POPIA §22 — Notification of Security Compromises
za.popia.s71.auto_decisionsSouth Africa — IFWG demonstration bundle
POPIA §71 — Automated Decision-Making
za.popia.s57.prior_authorisationSouth Africa — IFWG demonstration bundle
POPIA §57 — Prior Authorisation
Requires prior authorisation from Information Regulator (SA)
za.nca.s80.reckless_creditSouth Africa — IFWG demonstration bundle
National Credit Act 34 of 2005 §80 — Reckless Credit

Required9

za.popia.s11.lawful_basisSouth Africa — IFWG demonstration bundle
POPIA Act 4 of 2013 §11 — Conditions for Lawful Processing
za.popia.s17.processing_documentationSouth Africa — IFWG demonstration bundle
POPIA §17 — Documentation
za.nca.s81.affordability_assessmentSouth Africa — IFWG demonstration bundle
NCA §81 + Affordability Assessment Regulations (Reg 23A, 2015) — Consumer Affordability
za.fica.gn7a.risk_based_amlSouth Africa — IFWG demonstration bundle
FIC Act 38 of 2001 §42 + Guidance Note 7A (final, 13 February 2025) — Risk-Based AML/CFT
za.fsca.fais.robo_adviceSouth Africa — IFWG demonstration bundle
FAIS Act 37 of 2002 + draft Fit & Proper amendments — Automated (Robo) Advice
za.hpcsa.booklet20.ai_clinicalSouth Africa — IFWG demonstration bundle
HPCSA Booklet 20 — Ethical Guidelines on the Use of Artificial Intelligence (rev 20 Nov 2025)
za.fsca.tcf.fair_treatmentSouth Africa — IFWG demonstration bundle
FSCA — Treating Customers Fairly (six outcomes)
za.popia.s69.direct_marketingSouth Africa — IFWG demonstration bundle
POPIA §69 + Regulations as amended (Gov Gazette 52523, 17 April 2025) — Direct Marketing by Electronic Communications
za.ecta.s43.consumer_disclosureSouth Africa — IFWG demonstration bundle
Electronic Communications and Transactions Act 25 of 2002 §43 — Information to be Provided

Apply & explain1

za.kingv.principle10.ai_governanceSouth Africa — IFWG demonstration bundle
King V Code on Corporate Governance (IoDSA, 2025), Principle 10 — Data, Information, Technology & AI

Advisory1

za.fsca.airpt.explainabilitySouth Africa — IFWG demonstration bundle
FSCA & Prudential Authority — "Artificial Intelligence in the South African Financial Sector" (joint report, 24 November 2025)

This is exactly what Iqrar({...}).register() does at first run — fetches the signed bundles for your jurisdictions, classifies your agent, and pre-loads the obligation set. The SDK then enforces them per-invocation: blocked capabilities are paused, prior-auth gates are checked, breach-notification SLAs are timed.

What rules apply to your AI agent?

Step 1 · What does your agent do?

Financial services & lending

Consumer-facing

High-stakes decisions

Identity & biometric

Critical infrastructure / autonomous systems

Synthetic / deepfake content

Prohibited categories

Internal-only

Step 2 · Where is your firm legally established?

Step 3 · Where are your customers?

Step 4 · Where does your AI infrastructure run?